Xbox 360 Live Subscription Gold CardTo start off, I'd like to say that XBox Live is amazing and worth every penny. Online gaming is incredibly fun and a quite good way to pass time.
That aside, there are downsides to XBox Live that can be avoided through prepaid cards. Number one, you always run the risk that unwarranted transactions will be made if your credit card information is stored on your XBox 360 system. It may not happen all that often, but it's best to avoid it all together.
The biggest reason to buy prepaid Xbox Live card is the renewal process that happens when you don't use one. If you order XBox Live through your system, it'll renew everytime your subscription runs out. This wouldn't be a problem except that it's not that easy to cancel. Instead of cancelling through your system, you have to go through the hassle of actually calling XBox Live support. Even then, depending on the representative you get, you may be hassled to keep your subscription because they really don't want you to cancel it. I'm guessing that's part of their job to convince you to keep it, but it still is frustrating to the person that is trying to cancel it.
You'll have to go through this process everytime you want to cancel if you don't use a prepaid card. Is that hassle really worth it? I don't think so. Therefore, avoid all of the problems by simply buying a prepaid card. You won't be sorry.
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